How to avoid the traps ?

How to avoid the traps of an insurance or repatriation contracts where "war risks" or "country at war " exist ?

The danger for the insured person is that the insurances Company interprets in its favour this contractual exclusion, to exempt itself from its obligations.

The dispute will occur due to the lack of information concerning the countries with war risk in the contract .

To fight against this, several means are available :
- Define in the contract, with appropriate clauses, the list of the countries concerned by your travel.
- Widen the guarantees to war risks and terrorism.
- Define the risks of war and terrorism
- Widen these risks to events related to chemicals - bacteriological