WAR

Who identifies a country as in a "war situation". What is the value of this list? Who is a reference in this domain?

For the list of countries in a "war situation", let us quote:
The Ministry of Foreign Affairs. But which one? That of the subscriber of the contract or the beneficiary? That is the country of nationality of the concerned person?
But also - some specialized sites or tour operators - French Institute of the International Relations-

But none Insurer, in France or in Europe, makes reference to a list or to a precise site to define countries at war, they use definitions or vague approaches, thus contractually dangerous for the insured.

What about the dramatic difficulties, that number of persons in movement in countries with a presence of sub-ammunition knows? Areas not cleared of mines (Cambodia or Angola) - Where populations are excessively armed? (Liberia) -Militias having known a conflict sometimes for more than 10 years (Liban or Mindanao in Philipinnes)